He is an administrator par excellence, the chairman, Interim Management Committee IMC of Adapalm Nigeria Limited, Ohaji, Imo State. Mr. kerian Ibeawuchi, Ezemonye Onwuzuruike was a Special Assistant on two portfolios and an Executive Assistant to former governor of Imo State, Chief Ikedi Ohakim. In this interview with Blaise Elumezie, the chairman, Board of Directors, Cordek Global Resources & Investment Ltd. and chairman, Board of Directors, Monsieur Bon Ltd.(Insurance Brokers), spoke on his achievements in Imo State, carrier and service to God and humanity, among others. The Excerpts:
Question: FOR THE RECORD, LET ME MEET YOU SIR?
Answer:- I am Mr. Kerian Ibeawuchi Ezemonye Onwuzuruike, born on September, 27 1962 in Umunakanu-Umuezealaihu Village, Owerre, Ehime Mbano LGA, Imo State, Nigeria and married with children. It will interest you to know that I started my secondary education at Government Secondary School Afam, Rivers State, where I obtained my West African School Certificate (Division One), from 1975-1980. I proceeded to the University of Nigeria, Nsukka in 1981 where I also obtained a B.Sc. (Finance) 2nd Class Upper Division in June, 1985 and an MBA (Finance) in May, 1988.
Question:- IT IS ON RECORD THAT YOU HAVE BEEN IN ONE POSITION OF OFFICE OR THE OTHER SINCE 1991 TILL DATE, CAN YOU GIVE AN INSIGHT ON SOME OF THE ORGANISATIONS THAT YOU HAVE WORKED WITH?
Answer: – Currently, I am the General Manager of Mekahog Limited, a position I assumed since 7th October, 2011. The chairman, Interim Management Committee IMC, Adapalm Nigeria Limited, Ohaji, Imo State from February 10,2010-June 6, 2011. I was appointed as the Special Adviser to Imo State Governor on Revenue Generation, Mobilization and Accounts Monitoring, Government House, Owerri, Imo State from the 6th August,2009-May 29, 2011. A Special Adviser to Imo State Governor on Finance & Accounts Monitoring, Government House, Owerri, Imo State from February 5, 2009-August 5th, 2009 and Executive Assistant to Imo State Governor on Budget & Accounts Monitoring, Government House, Owerri, Imo State on the 5th of October, 2007 to the 4th of February,2009.
I served as the Managing Consultant, Jesple Consulting, from January, 2007-October, 2007; Financial Controller, Citizens International Bank Plc., from January, 2000 – December, 2006; Internal Auditor, Manny Bank Plc., from the month of March, 1998 to December, 1999. I became the Group Accountant, Danatec Ltd./Premium Air Shuttle Ltd. in March, 1995 to March, 1998; Head, Accounts, Systems & Planning; Head, Internal Audit & Planning, Regal Savings & Loans Ltd., in April, 1992 to February, 1994.
I was the General Manager, Growth Funds Finance Ltd. from October, 1991 to March, 1992; Manager, (Projects & Leasing), Public Finance Group Ltd., May, 1988-September, 1991 and Part-time Lecturer, Ambrose Ali University, Ekpoma (Lagos Study Centre), from November, 1997 to December, 1999.
Question:- YOU HAVE BEEN ADJUDGED AS THE BEST INDEGENOUS ADMINISTRATOR IN THE HISTORY OF ADAPALM NIGERIA LIMITED, OHAJI, BY STAFF, AND LAND-LORD ASSOCIATIONS OF THE ESTABLISHMENT, WHAT ARE YOUR MILE-STONES WHILE THERE AS THE IMC CHAIRMAN?
Answer: – I coordinated the activities of members of the Interim Management Committee (IMC) and championed the resuscitation of Adapalm, from a failed company to a profitable organization within 9 months of appointment. A “new” Company was created with new vision, disciplined and motivated staff, secured environment and refurbished/renovated infrastructural facilities. The currently functional Ohaji Mill was reactivated by the Committee after 2 (two) years of shut down and 3 (three) years of lack of annual maintenance. The achievements were recorded without Government financial commitment or Bank facility. A turnover of N450m was achieved from a paltry sum of N2,950 received from the previous Board and Management.
Question:- WHAT ARE YOUR VISIONS AND ACHIEVEMENTS LIKE, IN OTHER ORGANISATIONS THAT YOU HAVE FOUND YOURSELF?
Answer: – As The General Manager, Mekahog Limited, it is important to inform you that my job responsibilities include: restructuring the Company and making it profitable; enhancing the Market visibility of the company and creating new customer base; managing the company’s relationship with foreign suppliers and to oversee all the functional departments of the Company, that is, finance and accounts, admin and personnel, security and marketing departments. I also ensure quality budget preparation and presented the budget to the Board of Directors and ensured that all the assets of the company are properly deployed and used for the company’s business.
Question:- AS THE SPECIAL ADVISER TO IMO STATE GOVERNOR ON REVENUE GENERATION, MOBILIZATION & ACCOUNTS MONITORING?
Answer: – I Supervised Imo State Board Of Internal Revenue, re-organized and transformed Imo State Board of Internal Revenue into a better revenue generating Board. At my request, the existing Board was dissolved and new hands appointed, who worked with me to raise the state’s IGR from NGN250m per month to NGN600m per month within 6 months of taking over the supervision of the service;
I ensured the production of an Executive Bill for passage into Law to transform the Board into an independent Revenue Service; the Bill had passed the First Reading before the 2011 Elections and
computerized the IGR collection process in Imo State to reduce wastes, losses and fraud. I worked with Consultants and started e-payment system through the Money Deposit Banks; introduced Implemented e-TCC Project; liaised with the Ministries, Departments and Agencies (MDAs) of the state to ensure that e-TCCs and TCCs are verified prior to contract award.
I set up a Reconciliation Unit to follow-up with the Accountant-General’s Office to ensure that deducted WHT and VAT are remitted to relevant Tax Authorities; coordinated the enumeration of buildings in the state to build a database for tax purposes; conducted the Benchmark Survey on the IGR performance of Edo State and carried out massive enlightenment to educate the Citizens on the need to pay tax. Worked assiduously to bring more tax payers into the tax net to reduce tax evasion;
led some BIR Teams that distrained many businesses in the state for tax default and identified new revenue sources and ensured that revenues were collected there-from.
Question:- YOUR OTHER FUNCTIONS AS SPECIAL ADVISER ON REVENUE GENERATION AND ACCOUNTS MONITORING?
Answer: – I was responsible for the review and monitoring of state’s financial position; coordinated the funding and re-organization of Heartland Football Club, Owerri by the State Government; a member of the Three-man Committee, recovering funds from “65 Oil Wells” belonging to the old Imo State from the Federal Government; member of Three-man Committee handling Imo State Gas Contribution to National Gas base and appraised various Miscellaneous Reports sent to His Excellency. I liaised with Infiniti Segments to enhance the IGR status of the state; coordinated the First Imo State Revenue Summit; coordinated the revenue generation and mobilization activities of the State Government. I was a member of Imo State Revenue Council; Secretary/Member, Imo State Funds Allocation Committee; Secretary/Member, Imo State Bonds Committee; Secretary/Member, Imo State Foreign Debts Reconciliation Committee; Member, Government House Management Committee; Secretary/Member, Imo State Microfinance Committee and Member, Imo State enlarged Executive Council.
Question:- YOU WERE THE SPECIAL ADVISER TO IMO STATE GOVERNOR ON FINANCE & ACCOUNTS MONITORING, WHAT WAS YOUR IMPACT?
Answer: – I was responsible for the Review and monitoring of State’s financial position, appraised various Miscellaneous Reports sent to His Excellency, handled Review of Imo Geographic Information System (IGIS) Activities, handled the pioneering activities of Imo Micro Credit Program and was a secretary/Member, Imo State Foreign Debts Reconciliation Committee, I also served as member, Government House Management Committee, secretary/Member, Imo State Bonds Committee, secretary/Member, Imo State Microfinance Committee and treasurer, FUTO Conference Centre Project.
Question:- WHAT ROLE DID YOU PLAY AS THE EXECUTIVE ASSISTANT TO IMO STATE GOVERNOR ON BUDGET & ACCOUNTS MONITORING?
Answer: – I was responsible for Budget Monitoring and Evaluation, reviewed Government House expenditure and Accounting Entries, handled the resolution of ALUCON Indebtedness to Fidelity Bank Plc, initiated and supervised implementation of Computerized Payroll System in the State and was actively involved in Government’s investment in Air Midwest Ltd. I appraised feasibility Reports for Project Proposals sent to His Excellency, reviewed Insurance Proposals, including premium negotiations for the Government and was secretary/Member, Implementation Committee, Franchise Trading Floor of the Nigerian Stock exchange, Owerri. Secretary/Member, Commissioning Committee, Franchise Trading Floor of the Nigerian Stock exchange, Owerri, secretary/Member, Imo State Microfinance Committee, secretary/Member, Imo State Funds Allocation Committee, secretary/Member, Committee for Resolution of Imo Broadcasting Corporation’s indebtedness to Spring Bank Plc, secretary/Member, Imo State Bond Committee. I am a member, Government House Management Committee, member, Committee for Establishment of State Debt Management Department, Chairman, Panel on Investigation of Water Works Unit in Government House, member, Committee for Selection of Consultants for Retainership in Government House, investigated of Petitions against Ministries, Departments and Agencies of Government (MDAs). In liaison with Internal Auditor, I carried out several Stock take and Stock audit exercises, reviewed the Accounts of Government Parastatals and Agencies in the State, participated in Government House Budget preparation and appraised various Miscellaneous Reports sent to His Excellency by the MDAs.
Question:- AS A MANAGING CONSULTANT, YOU WORKED WITH JESPLE CONSULTING, WHAT JOB RESPONSIBILITY DID YOU HANDLE?
Answer: – I took responsibility of setting up the firm, the key Marketing Officer and Overseer of Administrative matters; I reviewed the work of field officers; liaised with regulatory and government functionaries; coordinated Consultants Meetings and together with other Principal Consultants initiated policies and programmes for the firm.
Question:- YOUR EXPERIENCE AT CITIZENS INTERNATIONAL BANK LIMITED, AS FINANCIAL CONTROLLER?
Answer: – I supervised the preparation and rendition of mid-monthly, monthly, quarterly and semi-annual Statutory Returns to Regulatory Authorities. The bank did not pay any penalty as a result of late rendition of statutory Returns throughout the period. I saved the Bank a penalty of one million Naira imposed on it by the Central Bank of Nigeria in December 1999 when I joined in January 2000. I coordinated statutory examinations of the Bank by the CBN and the NDIC. Ensured timely rendition of tax, NSITF and other statutory deductions to relevant Authorities, supervised the implementation of strategic financial plans of the Bank liaised with External Auditors and managed annual statutory audit activities. I also prepared replies to external audit observations concerning the Bank and followed up to ensure that corrective measures were put in place to avoid further infractions. I prepared in replies to internal audit observations concerning the Department and put in place corrective measures. Represented the unit at management meetings as well as in strategic IT Implementation committee meetings, prepared monthly financial statements. Supervised the preparation of monthly Management Performance Reports for Strategic Business Units (SBUs) and Branches. coordinated quarterly Management Performance Review sessions. coordinated the preparation of Bank’s Budget, Quarterly budget review sessions and headed the Budget Monitory Committee of the Bank. Prepared Annual Financial Reports for the use of External Auditors, prepared quarterly Management Performance Reports for presentation to the Board of Directors. I provided various Consultancy Services to other Units and Branches, especially on new product development. Provided broad guidelines, which were used by my Department staff to develop an award-winning Budget Monitoring/Cost Control Template in the Bank. Revolutionized Financial Control Unit activities to effectively assist management in running the Bank. The Unit became very visible and relevant in pushing for improved performance. I coordinated statutory payroll deductions (PAYE, NSITF) and ensured that remittance of the deductions was affected timely. Through effective liaison with Internal Control Units, improved general control environment was achieved in the bank. I worked with Insurance Brokers to agree the Bank’s insurance premium at the beginning of every insurance year and also coordinated the Bank’s rating activities by Rating Agency Agusto & Company Ltd.
Question:- WHILE IN MANUFACTURERS MERCHANT BANK LTD. AS AN INTERNAL AUDITOR, WHAT WERE YOUR CHALLENGES AND HIGH POINTS?
Answer: -To achieve efficiency in the Bank business, I decided to split my responsibilities into 8 major units, among others, which include; Review of HR Department, Review of Admin Department, Review of Credit Department, Review of Treasury Department, Review of Operations Department, Review of Foreign Operations Department, Review of Legal Department, and Comprehensive Review of Branch Operations, among others. Permit me to state some of the roles I played in each of the reviews.
Firstly in the Review of Human Resources HR Department, I reviewed staff payroll for accuracy and completeness, including review and reconciliation of current period totals with prior period totals.
Reviewed payroll preparation process, agreeing it to payroll policies; reviewed existing staff indebtedness and the process for recovery of ex-staff indebtedness compared with existing policies and procedures on the matter. I also reviewed staff files documentation for completeness, accuracy and compliance with established policies. Reviewed staff disciplinary cases to ascertain compliance with established policies and procedures; reviewed remittance of PAYE, NSITF deductions for compliance with statutory requirements and reviewed staffing structure in the bank to ascertain that staff performing key functions were qualified and possessed appropriate experience for the job positions.
In Review of Admin Department: I reviewed the purchasing procedure, policies and practices for compliance with purchasing policy. Reviewed fixed asset acquisition process and depreciation policy for adequacy and the department’s compliance with the policies. Reviewed authorization limit policy and traced some expenses to source documents for compliance. Reviewed several maintenances agreements/contracts with third parties to ascertain that the bank derived maximum benefits as per the contract terms; further reviewed organizational strategic and tactical plans for the department to ascertain level of attainment.
While Reviewing the Credit Department: I reviewed customer credit files for proper documentation; reviewed credit approval process per customer for compliance with approved credit manual; reviewed charges and interest rates for agreement with approved guidelines/standards and regulatory provisions/requirement. Ascertained that income potential of each credit meets minimum standard stipulated by management; reviewed past due obligations (PDOs) for necessary provisions for loan loss as well as determination of adequacy/ reasonableness of steps being taken to declassify them from PDOs; reviewed general risk level assumed by the bank from credit department comparing it with acceptable standards and account by account income audit to ensure that all income is capture, particularly fees and commissions.
Review of Treasury Department: Reviewed the strategies for determining the bank interest rates structure for comprehensiveness and alignment with organizational strategic goals. Reviewed transaction process/flow for compliance with policies. Reviewed customers/depositors’ files for documentation completeness and adequacy. Reviewed the efficiency of operations of Treasury Department vis-à-vis expected return level. Assessed risk level inherent in the operations of the Department as well as the actions of Treasury Operations (TROPS) Unit.
Review of Operations Department: Reviewed liability accounts to ascertain that all entries were authorized and that clearance there-from were duly document-supported in line with policies Reviewed Interbranch/Interdepartmental outstanding transactions to ascertain that they are not long outstanding Reviewed advance payments/prepayments accounts to ascertain that retirements are timely and that policies and procedures are strictly adhered to reviewed classification of transactions to ascertain that they comply with various accounting standards and generally accepted accounting principles (GAAP; reviewed accrued expenses (basis and treatment) for adequacy and compliance with Accounting Standards and GAAP. Reviewed Call-over procedures for adequacy and compliance with policies
Review of Foreign Operations Department: Reviewed Bills for Collection register for completeness and for compliance with statutory requirements. Reviewed Letters of Credit records (registers and files) for compliance with policies and regulatory provisions; reviewed Foreign Exchange Blotter to ascertain that all sales and purchases were captured and that rates used were appropriate; reviewed accounting entries to ascertain that all incomes were properly recognized and that the transactions were accurately recorded, reviewed transactions not valid for FX for compliance with regulatory provisions and reviewed Invisibles Transactions for compliance with policies and with regulatory requirements.
Review of Legal Department: Reviewed Bonds and Guarantees registers/files for completeness and compliance with statutory requirements and that provision for loan loss on contingent liabilities was adequately made and recorded. Examined the Securities Registers to ascertain that all bank’s securities were recorded and that the Securities existed in reality; reviewed Shareholders Registers to ascertain that they are properly maintained and that the records agreed with existing shareholding structure; reviewed Legal library to ascertain that legal books and other legal property were duly accounted for.
Comprehensive Review of Branch Operations: Reviewed credit activities in all branches visited on semi-annual basis. Reviewed all operational activities (customer service, treasury and treasury operations, foreign exchange, admin., operations, etc.) to ascertain that branches operated within operational guidelines and that control measures functioned as intended. Uncovered irregularities in Abuja branch during one of such visits that resulted in summary dismissal of the branch manager. Discovered unauthorized and reckless credits given by Port Harcourt Branch Manager for which the bank suspended him indefinitely.
In addition, I prepared Internal Audit reports for the use of Board Audit Committee. Occasionally represented the Department on the Strategic IT Implementation Committee of the Bank; attended ALCO and Management meetings on behalf of the Department; investigated long outstanding items in foreign reconciliation statements and interdepartmental accounts and Carried out Special Investigations on frauds and other irregularities, petitions (staff and customers), etc. carried out Spot Checks on Departmental Operations. I was once the Chairman Fixed Assets Numbering Committee
I got High Points as Internal Auditor, Manny Bank, when I executed Spot Check at a Branch where Fraudulent Credit Transactions took place for which the Branch Manager was Suspended and later fired. Carried out a Spot Check in another Branch where the Branch Manager was involved in high-level irregularities relating to Board Members’ travel expenses and Share sales for which he was summarily dismissed.
Question:- WHAT IMPACT DID YOU MAKE AT DANATEC GROUP LIMITED AS GROUP ACCOUNTANT?
Answer: – I ensured timely, accurate processing, recording of payments and disbursements in accordance with the Group’s financial policies and procedures; Prepared Financial and Management Reports for the two companies for use by management; Prepared cash flow projections for the Group and ensured that sufficient funds were available for the Group’s activities; Managed the Accounts Departments of the two companies; Liaised with and managed the External Auditors during Annual Statutory Audit exercises; supervised the reconciliation of the companies’ Banks’ Statements of Accounts; Discovered =N= 5.878 million excess Bank Charges on Danatec’s Accounts; Liaised with Banks and negotiated credit facilities for the companies; Reinforced the companies’ Internal Control Systems; Liaised with Insurance Brokers for all the Insurance needs of the companies; Handled & liaised with Tax Authorities in respect of all Tax Matters; Supervised the settlement of suppliers’ accounts, including the payment of Mobil Oil for supply of Aviation Fuel, JET AI; Ensured timely Returns of tax and other payroll deductions to relevant statutory Authorities; Supervised 5 staff of the Department.
Question:- AS THE HEAD, ACCOUNTS, SYSTEMS & PLANNING HEAD, INTERNAL CONTROL & PLANNING, HOW WAS YOUR JOURNEY TO REGAL SAVINGS & LOANS LIMITED LIKE?
Answer: – As the Head, Accounts, Systems and Planning Head, Internal Control and Planning, I prepared Management Accounts for management’s use; prepared and rendered monthly, quarterly and annual Statutory Returns to Regulatory Authorities; supervised the settlement of suppliers’ accounts. Ensured timely rendition of tax and other payroll deductions to relevant Statutory Authorities; coordinated the examination activities of Regulatory Authorities on the Institution; set up the Primary Mortgage Institution’s accounting and internal control systems. Managed the Institution’s banking relationships with commercial banks; provided professional services to other departments, especially in new products development; reviewed the operations of Mortgage and Treasury departments for compliance with policies; reviewed the operations of Accounts, Systems and Planning for compliance with policies; trained & Supervised Staff of both Departments and initiated the Production of Manual for the Primary Mortgage Institution.
Question:- WHAT WERE YOUR ACTIVITIES IN GROWTHFUNDS FINANCE LIMITED AS THE GENERAL MANAGER?
Answer: – While in Growthfunds, I ensured the establishment of a Finance Company, including the design of documents; ensuring the implementation of Board policies; general Administration of the company and recruitment of initial staff for the company and sourcing of Funds.
Question:- WHAT IS YOUR SCORE CARD AS THE MANAGER (PROJECTS & LEASING), PUBLIC FINANCE LIMITED?
Answer: – I managed the Institution’s Leasing Portfolio,sourced Funds for Clients from Banks, analyzed Leasing applications, produced Financial Analysis for Feasibility Studies, managed the Import Trade Desk, supervised the Departmental Staff and analyzed Credit Applications from Customers.
Question:- AS A PART-TIME LECTURER, WHAT DEPARTMENT DID YOU HANDLE WHILE IN AMBROSE ALLI UNIVERSITY?
Answer: – I handled Financial Accounting Department for PGDM & Undergraduates, Management Accounting (MBA 1) and Cost Accounting for Undergraduates.
Question:- WHICH ORGANISATION HAVE YOU SERVED AS A BOARD MEMBER?
Answer: – I have served as the Chairman, Interim Management Committee (IMC), Adapalm Nigeria Limited, Ohaji, Imo State from Feb. 2010 to June 6, 2011; Member, Advisory Board, Heartland Football Club Limited, Owerri, from Oct. 2010 to May 2011; Chairman, Board of Directors, Cordek Global Resources & Investment Ltd, from March 2005 to Date and Chairman, Board of Directors Monsieur Bon Limited (Insurance Brokers), from June 2011 to Date.
Question:- APART FROM YOUR CARRIER OR JOB RESPONSIBILITIES, IS THERE ANY WAY YOU HAVE RENDERED SERVICE TO HUMANITY?
Answer: – I have served as Financial Secretary/Treasurer, Association of Executive Assistants to Imo State Governor in 2008 and 2009; Deacon, Assemblies of God Church, Akoka Yaba, Lagos in 2000 – 2007; Harvest Committee Chairman, Assemblies of God, Akoka, Lagos from 1999 – 2003;Treasurer, Ezealaihu Village Meeting, Lagos Branch from 1998 2007 and Financial Secretary, Onigbongbo Residents’ Association, Lekki from 2007 – 2008.
I have also served as the Treasurer, Mbano Students’ Association, University of Nigeria, Enugu Campus from 1983 1984; Outreach Leader, Student Christian Movement, University of Nigeria, Enugu Campus from 1982 1984 and Provost, Finance Students’ Association, University of Nigeria, Nsukka from 1983-1984.
Question:- BESIDE JOB RESPONSIBILITIES, HOW DO YOU SHARE YOUR EXPERTISE EXPERIENCE IN THE BUSINESS OF FINANCE WITH OTHERS?
Answer: – I do not discriminate in sharing experiences of knowledge with others and that was the reason why I aligned myself with rebuttable organizations like: The Institute of Chartered Accountants of Nigeria, which I joined in May (ACA) 1992; Chartered Institute of Bankers of Nigeria ACIB November 2001; Chartered Institute of Taxation of Nigeria ACTI May 2001; Nigerian Institute of Management (Chartered) (2003) MNIM May 2003 and Institute of Internal Auditors, USA CIA November 2005.
Question:- WAS THERE ANY NEED FOR SKILLS ACQUISITION?
Answer: – I have a proficient knowledge of Microsoft Excel, Microsoft Access, Microsoft Word, Microsoft Power Point and working knowledge of Peachtree Accounting Package (3.5 Release), Quicken 5, Globus Banking Package, e-mail and internet.
Question:- ARE THERE LAURELS TO YOUR CREDIT?
Answer: – Yes, in 1982/83 I won UNN Bursary Award for Academic Excellence; in 1985 – Departmental Best B.Sc. Thesis Award 1984/85 Dean’s List Award; in 1984/85 Project & Investment Analysis Award. I received a commendation letter from Manny Bank Plc for excellent job performance in 1999 and another commendation letter from the State Governor, to Interim Management Committee of Adapalm Nig Ltd for excellent performance in turning the company around within 9 months.
Question:- WHAT MEASURES DO YOU TAKE TO ENRICH YOUR KNOWLEDGE, SIR?
Answer: -In my quest to enrich and update my knowledge, I have attended several seminars and workshops which include: The New Challenges in Debt Management organized by Crown Agents for International Governments, London in 2008; State Level Workshop on Fiscal Responsibility and Public Procurement Legislation organized by Development Partners in Calabar, Cross River State in 2008; National Workshop on Fiscal Responsibility Bill and Due Process organized by ICAN Enugu and District Society also in 2008; Financial Planning & Control organized by London Management Center, 92 Seymour Place, London in 2003 and Succession Planning in Banking Institutions organized by the Chartered Institute of Bankers of Nigeria (CIBN) in 2003.
I also attended a workshop on Budgetary Planning & Control organized by ICAN, Mainland and District Society, in 2001; Effective Audit Reporting organized by Financial Institutions Training Center (FITC) in 1998; Comprehensive Banking Course organized by Financial Institutions Training Center (FITC) in 1998; In-house Training on Computer Assisted Audit Programme “IDEA CAAT” organized by Signal House, Ikeja, also in 1998 and Taxation Issues in Equipment Leasing organized by Equipment Leasing Association of Nigeria (ELAN) in 1990.
Question: -AS A BUSY MAN LIKE YOU SIR, DO YOU HAVE TIME FOR EXTRA CURRICULAR ACTIVITIES?
Answer: – Yes of course, I like Reading, Jogging & Traveling.
Question:- ON A FINAL NOTE SIR, WHAT ARE YOUR CORE VALUES?
Answer: – Honesty, integrity, commitment and dedication.
